When I found out I was pregnant, I was elated with joy, but soon reality set in that Planned Parenthood would only take me so far in providing prenatal care. With no health insurance, I knew I could turn to state and government programs for assistance. I had a difficult time researching what I would qualify for so I decided to post my findings online so other women in my position could find all the info. in one place. Keep in mind this is information from the state of California and can change with time.
AIM_:Access to Infants and Mothers: low cost insurance for women already pregnant: It includes all your doctor visits, birth, and postnatal care. The income guidelines are as follows:
Income Guidelines
(for April 1, 2011 to March 31, 2012)
| AIM Family Size (count pregnant woman as 2) | Monthly Household Income (Gross income after AIM deductions) | Total Cost of AIM Coverage (1.5% of adjusted annual household income) |
|---|
| 2 | $2,453 to $3,679 | $442 - $662 |
| 3 | $3,090 to $4,634 | $556 - $834 |
| 4 | $3,726 to $5,589 | $671 - $1,006 |
| 5 | $4,363 to $6,544 | $786 - $1,178 |
| 6 | $5,000 to $7,499 | $900 - $1,350 |
| 7 | $5,636 to $8,454 | $1,015 - $1,522 |
| 8 | $6,273 to $9,409 | $1,129 - $1,694 |
| 9 | $6,911 to $10,364 | $1,244 - $1,866 |
| 10 | $7,459 to $11,319 | $1,359 - $2,038 |
| Each Additional Family Member | $639 to $956 | $115 - $172 |
* A pregnant woman counts as a family of two.
Medi-Cal
What If I'm Pregnant?
Many health care providers can offer you immediate, temporary, pregnancy related Medi-Cal services under a program called Presumptive Eligibility for Pregnant Women. If you are pregnant or think you are pregnant, ask if your health care provider participates in this program. If you would like further information, please call 1(800) 824-0088.
Yes. Pregnant women and children may have more income and property than other people and still qualify for no-cost Medi-Cal services. The income guidelines are different for children under age 1, children 1 to 6, and children 6 to 19. Your family property, such as savings accounts or cars, is not used to determine eligibility if monthly income falls within certain limits.
WIC: Women, Infants, and Children
A program that provides nutritious food to women, infants, and children who meet the income guidelines.
To view income guidelines click here:
WIC income guidelines
Healthy Families: This program provides healthcare for children 0-18, includes heath, vision, and dental.
To view income guidelines click here: Healthy Families Guidelines
If you do not qualify for any of these programs check you state's health website to see what programs they offer. You may have to purchase personal health care, but beware that some insurance companies consider pregnancy as a pre-existing condition. Good Luck!
Comments
Post a Comment